There are several reasons why a salary advance loan may be a better option than a traditional loan in Kenya. Here are some of the main advantages of choosing a salary advance loan over a traditional loan:

1. Faster approval and disbursal: Salary advance loans are often approved and disbursed much faster than traditional loans. This is because they are typically offered by employers and are based on the borrower’s salary, which means that the lender already has a lot of information about the borrower’s income and creditworthiness.
2. Lower interest rates: Salary advance loans typically have lower interest rates than traditional loans. This is because they are secured by the borrower’s future salary and are offered by the borrower’s employer, which reduces the risk for the lender.
3. More flexible repayment terms: Salary advance loans usually have more flexible repayment terms than traditional loans. This means that borrowers can choose a repayment plan that fits their budget and financial situation.
4. Convenient access: Salary advance loans are often more convenient to access than traditional loans. This is because they are offered by the borrower’s employer, which means that the borrower can apply for and receive the loan without having to go through the time-consuming process of applying for a traditional loan from a bank or other lender.

Overall, salary advance loans offer a number of benefits over traditional loans, including faster approval and disbursal, lower interest rates, more flexible repayment terms, and convenient access. These advantages make salary advance loans an attractive option for borrowers in Kenya who need access to quick and affordable financing.